Get Qualified For The USDA Rural Development Loan
Step 1 of 3 : Loan Information
Purpose of Loan:
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Get Qualified For The USDA Rural Development Loan
Step 2 of 3 : About You
When are you looking to purchase/refinance:
Estimate your credit:
Bankruptcy or Foreclosure:
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Get Qualified For The USDA Rural Development Loan
Step 3 of 3 : Your Contact Information
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USDA Loans are guaranteed through the U.S. Department of Agriculture, USDA Rural Development loan program. Through the USDA loan program homeownership opportunities are available to millions of American Families in rural communities and areas just outside of major metropolitan areas.

The USDA Rural Development loan program offers first time homebuyers and move-up buyers the following benefits:

USDA LoanNo money down USDA Loans, making the USDA Loan the only 100% financed mortgage available to everyone
USDA LoanUSDA Loans monthly mortgage insurance premiums are 66% lower than a comparable FHA Loan
USDA LoanUSDA home loans offer flexible credit requirements
USDA LoanThe USDA program only offers a safe, secure 30 year fixed rate mortgage
USDA LoanUSDA Loans have no maximum loan amount
USDA Loan$0 out-of-pocket closing costs allowed on a USDA loan
USDA LoanMost property types allowed so long as they are located in a USDA Rural Development area

USDA Loan Income and Location Lookup

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The USDA Rural Development loan program is designed to assist moderate income families achieve homeownership in rural communities through the USDA loan program. Qualifying guidelines for the USDA Loan require:
USDA LoanThe property be located in a designed USDA Rural Development area
USDA LoanUSDA Loans require that the property be in "move-in" condition
USDA LoanThe land value on a USDA loan must be less than 30% of the appraised value and not sub-dividable
USDA LoanHousehold income not exceed USDA Loans maximum income guidelines based on family size
USDA LoanAll borrowers on a USDA loan must be credit qualified